IHG Credit Card Welcome Offer: Earn 140,000 Bonus Points

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IHG® Rewards Premier Business Credit Card

the IHG Rewards Premier Business Credit Card is an all-new business credit card from Chase designed for business owners who want to earn hotel rewards on their purchases. This is the first IHG business credit card offered, and it’s packed with benefits and a valuable welcome offer.

First, once you’re approved for the card, you can earn up to 140,000 bonus points after spending $3,000 on qualifying purchases within the first three months of account opening.

The card has several advantages, including:

  • Each year, cardholders earn a free night certificate on their account anniversary date.
  • Automatic IHG® Rewards Platinum Elite status, with the opportunity to earn Diamond Elite after spending $40,000 on qualifying purchases and making one additional purchase each calendar year.
  • Earn 10,000 bonus points and a $100 credit after spending $20,000 on qualifying purchases and making one additional purchase each calendar year.
  • $100 credit for Global Entry or TSA PreCheck enrollment
  • Up to $50 United® TravelBank Cash per calendar year to use on United Airlines
  • World Elite Mastercard for Business benefits that include a free 24/7 sales assistant and access to Mastercard Priceless experiences

By spending on the card, you will earn:

  • Up to 26X IHG Points per $1 spent on stays at IHG Hotels
  • 5X IHG Points per dollar spent on travel and gas stations, restaurants and restaurants, social media and search engine and office supply store advertising
  • 3X IHG Points per $1 spent on all other purchases

This means that after spending $3,000 on the welcome offer, you will have at least 149,000 IHG ​​points. And with many travel rewards experts pricing IHG Points at half a cent per point (0.005), you’ll have about $750 in rewards to spend on hotel rooms.

The card has a modest annual fee of $99.

IHG® Rewards Premier Business Credit Card

  • Awards

    Up to 26 X points total per dollar spent on stays at IHG hotels, 5 X points per dollar spent on travel and at gas stations, restaurants and restaurants, social media and engine advertising research and office supply stores, 3 X points per dollar spent on all other purchases

  • welcome bonus

    You can earn up to 140,000 bonus points after spending $3,000 on qualifying purchases within the first three months of account opening.

  • Annual subscription

  • Introduction AVR

  • Regular APR

    15.99% to 22.99% variable

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

IHG® Rewards Premier Credit Card Bonus

the IHG® Rewards Premier Credit Card offers very similar advantages over the business card.

Once you’re approved for the card, you can earn up to 140,000 bonus points after spending $3,000 on qualifying purchases within the first three months of account opening – the same bonus as the business card .

The card offers the following benefits:

  • Cardholders get an anniversary free night certificate each year on their account’s anniversary date
  • Automatic IHG® Rewards Platinum Elite status, with the opportunity to earn Diamond Elite after spending $40,000 on qualifying purchases and making one additional purchase each calendar year
  • Earn 10,000 bonus points and $100 credit after spending $20,000 on qualifying purchases and making one additional purchase each calendar year
  • Up to $50 United® TravelBank Cash each calendar year – Cardholders can use TravelBank Cash on United Airlines purchases
  • Travel insurance
  • Benefits of the World Elite Mastercard

By spending on the card, you will earn:

  • Up to 26X IHG Points per $1 spent on stays at IHG® Hotels & Resorts
  • 5X IHG points per dollar spent on travel
  • 5X IHG points per dollar spent on restaurants and gas stations
  • 3X IHG Points per $1 spent on all other purchases

The map update also comes with a small annual fee increase – from $89 to $99.

IHG® Rewards Premier Credit Card

  • Awards

    Earn up to 26 total points per dollar spent when staying at an IHG hotel, 5 points per dollar spent on travel, gas station and restaurant purchases, 3 points per dollar spent on all other purchases

  • welcome bonus

    Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening

  • Annual subscription

  • Introduction AVR

  • Regular APR

    15.99% to 22.99% variable

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

IHG® Rewards Traveler Credit Card

the IHG® Rewards Traveler Credit Card is slightly behind the Premier cards, but still offers great value for occasional travellers.

When you start with this card, you can earn 120,000 bonus points after spending $2,000 on qualifying purchases within the first three months of account opening.

With this card, you will have:

  • Automatic IHG Silver Elite Status
  • Path to Elite Status – Cardholders can now achieve IHG® Rewards Gold Elite Status after spending $20,000 in purchases and making one additional purchase each calendar year.
  • 10,000 bonus points after spending $10,000 on purchases and making one additional purchase each calendar year.
  • Global Mastercard benefits
  • Travel insurance coverage
  • Free DashPass membership for DoorDash orders. Activate by March 31, 2022
  • No foreign transaction fees

By spending on the card, you will earn:

  • Up to 17X IHG Points on stays at IHG® Hotels & Resorts
  • 3X IHG points per dollar spent on utilities, internet, cable, phone, and select streaming services
  • 3X IHG points per dollar spent on restaurants and gas stations
  • 2X IHG Points per $1 spent on all other purchases

The card has no annual fee.

IHG® Rewards Traveler Credit Card

  • Awards

    Earn up to 17 points total per $1 spent when staying at an IHG hotel, 3 points per $1 spent on purchases on monthly bills, gas stations and restaurants, 2 points per $1 spent on all other purchases

  • welcome bonus

    Earn 120,000 bonus points after spending $2,000 on purchases within the first three months of account opening

  • Annual subscription

  • Introduction AVR

  • Regular APR

    15.99% to 22.99% variable

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater

  • Foreign transaction fees

  • Credit needed

How to Earn and Maximize IHG Points

IHG has 16 brands and more than 6,000 locations worldwide, including brands like Holiday Inn and Intercontinental. So whether you like budget or luxury travel, IHG has properties to suit your needs.

There are two main ways to earn IHG Points: stay at IHG hotels and/or spend on their co-branded credit cards. And if you really enjoy IHG properties, there’s nothing stopping you from having more than one of the IHG cards to earn multiple welcome offers.

Additionally, you may consider signing up for a credit card with rewards transferable to IHG like the Chase Sapphire Preferred® Card. When you earn Chase Ultimate Rewards®, you can transfer them directly to IHG at a 1:1 ratio, as well as a number of other airline and hotel partners for added flexibility. This is a great strategy to use in case your rewards balance needs a few thousand extra points to lock in a reservation.

However, when planning your trips, it’s important to keep in mind that your IHG Rewards have value for them. Many online travel rewards experts value each IHG point at half a cent. So if you spend 30,000 points for a room, the cash price should be around $150. It’s not a “requirement” per se, but you should spend your points the same way you spend money.

Finally, one strategy for maximizing your points is to save enough points for a four-night trip. When you use your IHG Points to pay for a stay of 3 nights or more, the fourth night is completely free. However, this benefit is only available to IHG credit card holders. So if your room costs 30,000 points per night for four nights, your entire stay will only cost you 90,000 points, instead of 120,000 points.

At the end of the line

The new IHG business credit card, along with the high bonuses on its consumer cards, are solid hotel credit cards for earning rewards for your next vacation. With modest annual fees, solid perks, and a wide variety of hotel properties you can redeem rewards at, these cards are a great fit for almost many travelers. However, just make sure you are able to earn these accept offers responsibly.

Editorial note: Any opinions, analyses, criticisms or recommendations expressed in this article are those of Select’s editorial staff only and have not been reviewed, endorsed or otherwise endorsed by any third party.

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