How to Make a Carter’s Credit Card Payment

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Carter’s is one of America’s leading retailers of baby and children’s clothing. Their clothes are sold in more than 600 brand-owned stores and various department stores across the country. Like many other apparel companies, Carter’s offers its customers a store credit card with exclusive perks. Here’s everything cardholders need to know to make their Carter’s Credit Card payments on time through different channels.

How do I make a payment with my Carter’s Credit Card?

A Carter’s store credit card offers account members many benefits and rewards. However, in order to continue enjoying it, customers must make their payments on time. Keeping their accounts in good standing is the only way to avoid late fees, reduce interest, and positively impact their credit history. Carter customers can choose to make their payments online, by mail or by phone.

Can I pay my Carter’s Card online?

To make an online payment, cardholders must use Comenity Capital Bank’s Carter Credit Card page. This site gives them two options, the most convenient being the EasyPay feature, which allows cardholders to skip the hassle of creating an account and logging in.

Alternatively, account members can register on the site to manage their accounts, view their statements, and make payments from their preferred devices. To do this, they must:

  • Go to Comenity Capital Bank’s Carter Credit Cards website.
  • Click or tap the “Register Now” button.
  • Complete the form with personal and account details.

Once they have successfully created an account, customers can easily log in using their username and password. They can follow the site’s instructions to complete Carter’s credit card payments in a timely manner.

How do I make a Carter’s credit card payment by mail?

Although it may be less convenient than using their online accounts to make their Carter’s credit card payments, cardholders can choose to use the US Postal Service instead. They can send a check or money order to:

Comenity Capital Bank

Box 183003

Columbus, Ohio 43218-3003

Using regular mail to make payments will take a little longer than using the online interface. Customers may need to plan ahead to avoid inconvenience.

How do I pay my Carter’s Credit Card over the phone?

Comenity Capital Bank allows customers to make expedited credit card payments over the phone. Their customer service number is 1-877-563-5767. This method, however, may incur a $15 fee.

Interest and Late Charges for Carter’s Credit Cards

Sometimes late credit card payments are unavoidable. Cardholders should know their credit card’s late fee policy to avoid surprises if they cannot pay on time. Not paying your Carter’s Card balance in full each month could result in high interest. Carter’s credit card currently has a late fee of $30 for those who have made all their payments on time in the previous six cycles, and $41 for those who consistently pay late.

Final grip

Having a Carter’s credit card can be extremely convenient for in-store rewards hunters. However, it is imperative to make all credit card payments on time. The methods mentioned above will allow Carter customers to keep their accounts up to date so that they can continue to receive the best offers.

Information is accurate as of August 29, 2022.

Editorial note: This content is not provided by any entity covered by this article. Any opinions, analyses, criticisms, evaluations, or recommendations expressed in this article are those of the author alone and have not been reviewed, endorsed, or otherwise endorsed by any entity named in this article.

About the Author

Daniela Rivera is a bilingual freelance content creator with a background in advertising and media. She holds a degree in communication sciences and more than 10 years of professional experience as an editor. She specializes in generating engaging and creative concepts and copy for advertising, e-commerce, blogs, podcasts and social media.

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